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Have a question about pawn loans? We will be happy to answer.
The answer to your question may be on this page! |
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What is the max I can borrow from DivisionGold, Inc.? |
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The only limit would be in the value of the collateral that is offered. |
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Do I lose my item if I am late on paying. How long do I have to redeem it? |
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There is a 30 day (grace) period in which to redeem your items. To redeem your property, present your pawn ticket and repay the loan plus the up-to-date interest. (see extentions) |
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Can I extend a loan past 30 days? |
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Yes. If the loan is within the initial 30 day grace period. Bring your pawn ticket and pay your interest up-to-date to begin an additional 30 days. |
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If I do not redeem, pay interest or extend within the grace period, what happens?
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By Illinois Law, your items become the legal property of the lender (pawn broker). |
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When I pawn an item do I receive cash or will I get a check from DivisionGold? |
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CASH! We are a cash only pawn broker. |
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Can I redeem my items or pay interest with a check, credit card or other non-cash forms?
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No. We are a cash only pawn broker. |
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Can I make interest payments by mail? |
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In special cases, it is possible to make such arrangements. Call us for detailed information.
DivisionGold, Inc. (773.292.9600)
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Can another person redeem my items without my knowledge? |
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Yes. By law, a third party can redeem your items, but must possess the original pawn ticket, present a valid ID, and pay-off the loan in full. Therefore, is best practice to keep your pawn ticket in a safe place. To avoid fraud, DON'T LOSE OR MISPLACE YOUR PAWN TICKET. |
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What can I do if my pawn ticket is lost or destroyed? |
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Go immediately to Division Gold. If your items have not been redeemed and you are within the grace period, you can complete and submit a lost ticket request for a nominal fee. Bring the same photo identification card you used when pawning your items. |
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It is embarrassing to use pawn services or even enter a pawn shop. Why?
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Many movies from the past have portrayed pawn shops as dark and seedy, this could be a reason. DivisionGold is a modern, upscale shop with good security for borrowers and shoppers and a friendly, helpful staff. Many of our shoppers and loan clients are people from area businesses, organizations and law enforcement communities. Times have changed, the pawn shop puts cash in your hand fast & offers great deals on inventory. |
